Teaching agents to pay — Anna Spysz, Stripe
Anna Spysz demonstrates how AI agents can conduct transactions properly—and how things can easily go wrong.
She starts with an example where her shopping agent became aggressive when trying to sell her expensive headphones, caused by a system prompt that made the agent a pushy salesperson. This shows that the same tool produces vastly different results depending on what personality is programmed into it. She then reviews what's required for agents to transact safely: instead of agents reading webpages like humans do, companies need to share a structured list of what they offer and what payment methods they support. She also explains how payment tokens work—the agent never sees the actual card number, only a token that limits what it can do.
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